IBM Global Financing helps you acquire the IT solutions that your business needs in the most cost-effective and strategic way possible. You can choose from a variety of IT financing options to address your unique solution requirements and help manage your cash flow and assets, including:
- Leasing, financing and asset disposal
- Commercial financing
- Pre-owned equipment
With nearly $38 billion in assets and operations in over 50 countries, IBM Global Financing provides loans, working capital, and cash advances to finance inventory, accounts payable/receivable and other business ventures. In addition, IBM Global Financing offers asset disposition and remarketing services on obsolete and used equipment.
Client Benefits to Financing
- Free Up Capital and Preserve Credit Lines
IT financing helps preserve cash and traditional credit lines for other strategic investments and enables you to be more responsive to business opportunities.
- Reduce Costs and Improve Return on Investment
Leasing makes solutions more affordable and provides payment and term flexibility tailored to match project costs to expected benefits, helping achieve rapid return on investment.
- Protect Against Technology Obsolescence
Leasing provides technological flexibility and marketplace agility by enabling credit-qualified clients to upgrade to the latest technology at mid-lease or end-of-lease.
- Simplify Budget Management
IT hardware, software and services, from IBM and other vendors, can all be financed through IBM Global Financing–greatly simplifying the finance contract, billing and support. Choosing to lease over purchase can mean significantly lower, fixed payments, which translates to lower expenses and more buying power.
For more information about leasing or financing through IBM Global Financing, contact your Siwel client executive, or visit the IBM Global Financing website.